Student Health Insurance

Student Health Insurance 2017-2018

Undergraduates registered for nine or more se­mester hours are required to have health insurance through either an individual/family plan or the University-offered plan. International Students, regardless of classification, are required to carry the University-offered Aetna student health insurance as a minimum standard of coverage and are not eligible for a waiver of the insurance. Exceptions are made only in the case of families with dependents resid­ing in the United States and students on J visas. Enrollment is automatic for all students on F1 Visas.

Students registered for nine (9) or more under­graduate hours and who do not wish to participate in the University’s Aetna Student Health Insurance Plan MUST WAIVE the TCU Plan. In order to waive the TCU Plan, the student must have adequate health insurance coverage that is comparable to the TCU Student Health Insurance Plan and will remain in effect throughout the 2017-2018 academic year. Once the student has registered for classes, the university-offered Aetna student health insurance can be waived online at The fall dead­line for waiving the insurance is 5 P.M. – CST – August 25, 2017.

Undergraduates taking less than nine (9) hours and graduate students have the option to specifically elect the University-offered Aetna Student Health Insurance plan. After registering for fall classes, the student can elect the Aetna Student Health Insurance Plan by entering that choice online at Fall coverage begins August 15, 2017 and the deadline for electing the insurance is 5 P.M. – CST – August 25, 2017.

Aetna Student Health Insurance, a student only plan, is a major medical policy that provides benefits for injuries, illnesses, and routine health care. Benefits can be used both on and off campus throughout the U.S.. In fact, benefits are provided worldwide for students studying abroad or traveling outside of the U.S.. Plan details can be found in the Benefit Brochure under “Insurance” on the Health Center’s website.

Some Highlights of the Plan include:

  • Major Medical Plan – No cap on Maximum Benefits
  • Preventive Care – Covered at 100% (No deductible)
  • No pre-existing exclusion
  • Mental Health and Substance Abuse Benefit
  • Individual Deductible – In-Network – $350 per Plan Year; Out-of-Network – $600 per Plan Year
  • Significant Savings when treated at the TCU Health Center – services and supplies covered at 100%
  • Medical Evacuation & Repatriation Benefit
  • Traveler’s Assistance Services
  • Informed Health ® Line provides 24-hour telephone access to registered nurses
  • Discount programs – vision, hearing, fitness, weight loss
  • Optional Dental Discount Program
  • The coverage period for Fall is 8/15/17 through 1/15/18. Spring coverage is 1/16/18 through 8/14/18.

Cost of Coverage for TCU Students: $1,015.00 per semester. Once a student has registered for classes, instructions to ELECT/WAIVE online are sent via e-mail to the student’s TCU address. Questions regarding the University-offered student health insurance can be addressed to